Cheap Lakefront Property in Texas – Live by the Water for Less
Discover affordable lakefront lots and custom-built homes designed to fit your budget — without sacrificing quality or comfort.
25 Years Experience
Design + Build Experts
Lake Texoma Specialists
Building Homes That Reflect Nature and You
Owning a home by the water doesn’t have to be a luxury reserved for a few. At Ceci Bates Custom Homes, we help families and retirees find affordable lakefront property in North Texas and along Lake Texoma — without cutting corners on quality.
Our team has decades of local experience helping clients discover undervalued lots, budget-friendly construction options, and designs that deliver high style at a reasonable price. Whether you’re dreaming of a weekend getaway, an investment rental, or a full-time lake home, we’ll guide you every step of the way.
Why Affordable Lakefront Living Starts in Texas
Texas offers more accessible waterfront ownership than almost any other state — and Lake Texoma sits at the center of it all. Property values here remain stable, land taxes are manageable, and communities continue to grow.
Low Cost per Acre
Lakeside land in North Texas costs 20–40% less than central lake regions.
Flexible Builds
Choose from small footprints or expandable home plans.
Lower Property Taxes
Many lake areas fall outside high-value appraisal zones.
Natural Beauty
Scenic water views and peaceful communities within 90 minutes of Dallas.
Smart Ways to Find Lakefront Deals
Our refined five-step process keeps every project organized and stress-free.
- The best lots sell fast — work with a builder who tracks upcoming listings.
- Look Beyond the Obvious: Explore Grayson County, Love County, and Marshall County for hidden-value parcels.
- Evaluate the Land: A slightly elevated or wooded lot can save thousands on foundation work.
- Consider Building New: Building a modest home on a lower-priced lot often costs less than buying an outdated property.
- Partner with a Local Builder: At Ceci Bates, we know which lots are undervalued and how to design efficiently.
How We Keep Lakefront Homes Affordable
Ceci Bates Custom Homes follows a transparent, efficient build model:
Design Efficiency:
We minimize wasted space without sacrificing style.
Local Sourcing
Materials sourced nearby reduce costs and delays.
Energy Efficiency
Lower utilities from day one.
Transparent Pricing
Fixed-cost contracts with no hidden fees.
Recent Lakeside Projects
From luxury estates to modern cabins, our projects span Lake Texoma, Pottsboro, and Grayson County. Each build is engineered for longevity and crafted for beauty.
Where to Find Cheap Lakefront Property
Building Across North Texas Lakefront Communities
Real Homeowners, Real Savings
From luxury estates to modern cabins, our projects span Lake Texoma, Pottsboro, and Grayson County. Each build is engineered for longevity and crafted for beauty.
“From planning to finishing, Ceci Bates Custom Homes was outstanding. They turned our ideas into a lake home we love.”
- — The Reynolds Family
Frequently Asked Questions
About Affordable Lakefront Property
How much does lakefront property cost in Texas?
Depending on location, lots start around $40,000–$60,000 near Lake Texoma.
Can I build a small home on lakefront land?
Absolutely. We offer flexible designs from 1,200 sq ft and up..
Are there financing options for affordable builds?
Yes — we can connect you with lenders who specialize in custom home construction.
What’s the cheapest area to buy near Lake Texoma?
We serve Grayson County and surrounding North Texas lake regions.Love County and northern Grayson County typically have the most budget-friendly parcels.